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Your first online loan: no interest and fees.*
Get it now!

Need up to ₹30,000 in minutes?
With Clickra it's quick and easy!

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Loan Pricing and Charges

Loan Terms & Disclosures

Loan amount:
₹500 – 30,000
Repayment period:
Minimum 61 days – Maximum 91 days
Maximum Annual Percentage Rate (APR):
1272.68%

Representative example

Loan amount:
₹10,000
APR:
699.90%
Loan term:
70 days
Processing fee (GST incl.):
₹1,250
Total interest:
₹11,900
Net disbursed amount:
₹10,000
Total repayment amount:
₹23,150
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Promotional example: *Applies to new customers' first loan. For a loan of ₹10,000 for 70 days, you will need to repay ₹10,001, with an APR of 0.037%, including the applicable processing fee (GST included).

How it works

Get your personal loan in 3 simple steps!

Applying for a loan with Clickra is quick, easy, and hassle-free. Follow these three simple steps to get the funds you need:

1
Complete online form
Fill out our short online application form. It will only take a moment to provide the necessary information.
2
Verify your identity
Quickly verify your identity through our secure online system. You will need an active DigiLocker with PAN and Aadhaar registered to apply.
3
Receive your money!
Once approved, receive your funds directly on your bank account. It's that easy!

Online loan with Clickra

Clickra is one of the largest online quick loan platforms in India, offering amounts up to ₹30,000. The application process is easy and fast, allowing customers to get the money they need as soon as possible. Additionally, Clickra provides security and transparency, instilling confidence in the loan process.

Quick and Easy

Apply in minutes with a simple process and get approved quickly. Your funds will be transferred instantly!

Safe and Transparent

Your security is our priority. We use advanced technology to protect your data and ensure transparency in the loan terms.

Convenient

anytime, anywhere! Our service is available 24/7, allowing you to manage everything from application to payment directly from your phone.
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FAQ

Frequently asked questions

Do you have questions about Clickra credit? Find answers to the most common questions here.

The Reserve Bank of India (RBI) does not directly approve LSPs (Lending Service Providers). However, Clickra credit partners with RBI-registered Non-Banking Financial Companies (NBFCs) to offer loan services through our platform. These partnerships ensure financial institutions abide by RBI regulations when approving and sanctioning loan applications.
Clickra credit is operated by Sonu Marketing Private Limited, a Non-Banking Financial Company (NBFC), registered with the Reserve Bank of India, and operating under the trade name Brahma Finance.
To apply for a loan with Clickra credit, you generally must meet the following basic requirements:
  • Be a resident of India and hold Aadhaar or PAN number.
  • Be of legal age (21 years or older).
  • Hold a bank account in India.
  • Have a valid mobile phone number and email address.
  • Have at least one month of work experience with your current employer.
  • In some cases, we may request additional information to evaluate your application.
The amount you can request through Clickra credit may vary depending on various factors, such as whether you are a new or returning customer and your credit history with us. Typically, new customers are eligible for a lower initial amount, although they have the option to request larger sums for future loans provided they maintain a good payment history. We invite you to use our loan calculator, available on our homepage, to check the available amounts and the corresponding terms.
At Clickra credit, we understand that speed is important. Once your application is approved and verified, we transfer the money immediately to your bank account. In many cases, you could receive the money in as little as 15 minutes.
At Clickra credit, we offer several convenient options for paying off your loan:
  • Debit card payment: You can conveniently make a payment using your debit card through our customer area or on the "How to pay" page.
  • UPI-payment: You can conveniently make a UPI-payment on the "How to pay" page.
We remind you that it is important to make your payment on time to avoid additional charges.
There are no hidden fees, and you can prepay your loan at any time without penalty and fees.
Yes, at Clickra credit, the security of your data is our top priority. We use the most advanced encryption and security technologies to protect your personal and financial information throughout the entire online loan application and management process. You can rest assured that your information is safe with us.

Looking for a quick online loan?

Get up to ₹30,000 with Clickra!

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*0% interest corresponds to an interest rate of 0.0001% and applies to new customers if the loan is repaid before the due date.

The calculations shown are for guidance only and don't constitute a binding offer. The final loan terms (amount, term, interest rate, and APR) will be determined based on an individual assessment of each application and will be clearly disclosed in the KFS.

Loan Terms & Disclosures:

Loan amount - ₹500-₹30,000. Repayment period: Minimum 61 days - Maximum 91 days. Maximum Annual Percentage Rate (APR) - 1272.68%.

Representative Example:

For a loan of ₹10,000 for 70 days, you will need to repay ₹23,150 at an APR of 699.90%, including a processing fee of ₹1,250 (GST included).

Promotional Loan Example – 0% Interest:

If you apply for a loan of ₹10,000 for 70 days, you will need to repay a total of ₹10,001, with an APR of 0.037%, including applicable processing fee (GST included).